Chapter 502: Closing the net!

“When is your next fundraising?”

Faced with everyone's questions, Nakamura Yasutoshi could only helplessly confess:

"In the next few days, after this settlement is completed, there will be a Sunshine Project, but they plan to make a long-term investment."

“As you know, short-term investments may seem to have high returns, but the overall returns are not as profitable as long-term returns.”

"Yes, yes, yes~!" Everyone nodded in agreement.

Although short-term investment has high returns, the time is too short. If there is no further investment in the later stage, the total return is indeed not high.

The prearranged delay took this opportunity to ask:

"Then you see~, can I not take out the money and transfer it directly to the next investment? I only need to withdraw the interest regularly, which is enough for our family to live an upper-class life. You see this principal~!"

The eyes of countless people around lit up; this person spoke out their thoughts.

"Yeah, it's really tiring to fight for a spot every time. It's fine if you get one, but what if you don't?"

Looking at the crowd's excitement, Nakamura Yasutoshi raised the corners of his mouth slightly. He knew that the matter was done, but he still had to hold on a little longer.

Sure enough, when everyone saw that Nakamura Yasutoshi still did not nod, they became even more anxious.

"Yes, yes, yes. We won't take it out either. Just give us the interest!"

"Yes, just pay the interest. Can we just keep the principal?"

"Nakamura-san, please!"

"Mr. Nakamura, your quota is too hard to get, so don't take out the principal!"

"yes……!"

A group of people said they didn't want to take out their cash. Nakamura looked embarrassed and said:
"Mina-san, you are all our old customers, so we naturally hope to cooperate with you. After all, we have cooperated with you so many times and everything is going smoothly!"

Then he said with a dignified look:

"I will ask for instructions from above. Please be quiet. If anyone needs to withdraw the principal, please come over here. Our clerk will handle it for you!"

Nakamura Yasutoshi hid aside to make a phone call, but in the chat room, he finally couldn't hold back his laughter. Now this group of people had really fallen into the trap, and it was their forced request.

The entire hall was silent, with only Nakamura Yasutoshi pretending to make a phone call. He hung up the phone after ten minutes, then came out with an embarrassed look on his face and said:

"Sorry, everyone!"

"Ah~!" Seeing Nakamura's expression, everyone sighed, feeling very unwilling.

However, just as everyone was sighing, Nakamura suddenly said:

"It says above that this is indeed very convenient, but it is unfair to many investors, unless~!"

A turning point came out, and everyone's eyes lit up and asked:

"Unless what?"

“We can lower interest rates!”

"Yes, yes, yes. It doesn't matter if the profit is a little less, as long as it is stable!"

“Yeah, as long as it’s stable!”

Everyone started shouting, and they were even considerate enough to lower their own interests for the sake of stability.

"Everyone calm down first. As we all know, the larger the amount of funds, the more difficult it is to operate. You should also have discovered that the more funds you raise, the less profit you will get!"

"And at the end of this month, there will be an issue that will raise tens of billions, with a total interest of 21% for six months. Those who are interested can stay here, and those who are not interested can go next door to go through the procedures to clear the second phase of investment!"

Profits must be reduced, otherwise the money added later will not be enough to pay for the previous ones.

The most important thing is that Lin Hao wants to swallow it all in one gulp, launder all the money and transfer the money to his own name as soon as possible.

I have to say that Ponzi schemes are easier and faster than robbing money!
"Six months, 6%? Isn't the one-year interest rate only 21%?" Some people were dissatisfied. You know, they had a full 42% at the beginning!"

But now the theoretical basis has been reduced to only one third, which makes people who have eaten meat very uncomfortable!
Then Nakamura Yasutoshi showed his dedication and immediately bowed to everyone and said:
"Mina-san, there is nothing we can do about this. After all, the cake is only so big, and if more people want to share the cake, naturally everyone will get less, unless you can persuade others to give up the Sunshine Project!"

"For those who have already invested, don't worry. The larger the company is, the longer the cycle of our transactions will be. But I can guarantee you that the annual interest rate will not be less than 20%!"

"For those who have no intention of investing, I suggest you keep all the money in the bank. After all, the annual interest rate of the bank can reach more than 6%."

"It doesn't matter which one you invest in. After all, the GDP growth of the island countries is around 10% at this stage. You can make money by investing with your eyes closed!"

People are not fools. The bank’s interest rate can’t even keep up with inflation. Only a crazy person would choose to deposit money in the bank.

At this time, Nakamura's Baozhi immediately said:

"So, do you want 21%? If not~!" He didn't finish his words, but the meaning was very clear, they didn't want it because there were a lot of people who wanted it.

A group of people started discussing it. Nakamura Yasutoshi had a smile on his face, but he didn't care much in his heart.

Even if this group of people really left, it would not affect them. At most, they would just have to spend some time and effort to find the right sucker.

Because there is another wave behind, the worst that can happen is to raise the interest rate again, continue to absorb another wave and then run away, and you can also absorb hundreds of billions of yen.

However, human greed cannot be restrained. Although the annual rate of 21% may seem low, it is much higher than that of banks.

"I won't withdraw it, just give me the interest. Can the interest continue to be invested?" The agent came online again and said without hesitation.

"Mr. Nakamura, if you give me 2% interest every month, I will have no worries about food and drink. I can invest the rest and continue to compound interest!"

"Tuo" looked extremely excited, as if he had seen how he would get rich in the future. The situation of other people was similar, but people of that era were very naive.

They have no idea how terrible this thing is. They naively think that all this is true and have no idea that it is a scam.

After 1920, the Ponzi scheme appeared in the United States, but to this day, the Ponzi scheme still occurs all over the world.

They can just change their names and still be active, including those so-called lending apps before Lin Hao traveled through time, which are actually Ponzi schemes in essence...!

Because the ones who are hurt in the end are still the investors, and the holders will not lose a penny, and can take hundreds of millions or even billions of yuan and go abroad. Is it miserable? Of course it is miserable, but this is the path you chose!

"Let's join!"

"Yes, I just want the interest. Please give it to me first and leave the principal untouched!"

"join in!"

Everyone couldn't hold back and chose to invest in the Sunshine Project. They kept the 12 billion yuan in principal and used the rest to pay interest and then continue expanding!
Then, at the beginning of May, the fourth week of the Sunshine Project private placement began!
This time the investment was even greater, expanding directly from 12 billion to 50 billion, an increase of a full 20 ​​billion!

In addition, in June it increased from 50 billion to billion!

As soon as the third round started, more than three banks gathered together, wanting to copy this money-making model, and Lin Hao asked Nakamura to answer them half-truthfully.

During this period, some TV stations and banks wanted to report the incident, but within two days, the news completely disappeared from the newspapers and news.

Don't fight against capital. Capital will really allow your whole family to travel together.

It is November now, and the island country is scorching hot!

With the start of the fourth week, one or two Sunshine Project projects with a value of over 50 billion are launched every month, and the result is naturally a very good situation.
Especially in October and November, nearly five sunshine projects were launched at the same time.

The amount of funds raised now has reached an astonishing level. By the time of harvest, a full 960 billion yen will have been saved!
Such a scary number made Lin Hao dizzy. The exchange rate of the Japanese yen was a bit large, but overall it was appreciating.

Lin Hao's Ponzi scheme finally attracted the attention of many people, and some people have tried to poach Nakamura Yasutoshi.

Of course, more branches are eager to join in the fun. At the same time, the head office of Sankoujing Bank and other banks are also being watched by them.

"I feel like things are going a bit out of line!" So Lin Hao made a decisive decision and asked Nakamura Yasutoshi and others to prepare to run away.

As for the funds that have been legally transferred after going through multiple procedures, there is one very convenient thing about freezing them, which is that there is a lot of cash.

People who are frozen admire cash very much. A lot of cash will be recycled and destroyed regularly, so a lot of cash on the market is brand new.

The second is the large denomination, with the largest being 10,000 yen!
This is also why the Japanese yen is very easy to transfer.

The new money has no wrinkles, so it is not thick when stacked together, so one stack is 100 million yen, and 100 stacks are million!
It's roughly the size of a small suitcase.

It is really easy to move this cash, and if it is really moved, it will not be cash.

But bonds, checks, real estate, etc.!

They have been changed hands countless times. Simply put, even if you want to check, it will be difficult to find out anything extraordinary!
Except for Nakamura Yasutoshi and two people, everyone else is an "outsider", but in fact, Nakamura Yasutoshi is the bait thrown by Lin Hao.

They won't die either. Don't forget that associations in the island country are legalized, which means that Nakamura Yasutoshi can establish a association as long as he conquers a piece of land.

Lin Hao, relying on the weapons provided and his enhanced physique, helped them quickly conquer a large territory.

And it was all calculated!
It is impossible to transfer all of the 90 billion, but it is easy to transfer 30 to 50 billion.

More importantly, Pandora's box has been opened, and the next step is to replicate it across the country.

There is no need to work as intensively as before, nor is there a need for such high profits. Anyway, every time you make three or five hundred million, you can just run away.

It’s very cold in the island country in November!
But it’s even colder on the island in December!
Because of the Ponzi scheme, it was exposed!

There is no problem for the time being from May to September, but if the subsequent dividends are not paid out in time, a crash is inevitable!

Obviously, as Nakamura Yasutoshi and others saw the situation getting bigger and bigger, and even the head office was about to get involved, Lin Hao knew that he had to evacuate as soon as possible!
If they don't leave, they will no longer have the final say over the money, and the Sankoujing Bank head office will inevitably send people to take over, so they must leave now, otherwise they will not be able to take most of the money with them.

In the island country, there are too many and too normal ways to pick peaches like this.

Therefore, November should be the time to redeem part of the "quarterly" benefits, but...!

"President, we are out of money!" Looking at the gloomy-faced president, the clerk said tremblingly.

"Where's the money?" Kawagoe Ryoma was dumbfounded in the office. Not only was the money gone, but the person was gone too!
Then Kawagoe Ryoma reacted and immediately roared:
"Go find him for me quickly, along with his family. Uh~, it was then that Nakamura Yasutoshi remembered that this guy had no family at all!"

The bank staff ran out in a panic, but soon came back and reported immediately:
"Uesugi-san, there's no one at Nakamura Yasushi's house!"

"Quick, contact the presidents of other branches. I remember there is still money in the Kanazawa branch. He still has several billion yen!"

Kawagoe Ryoma was glad to know that all the staff of the branch were bound by the Sunshine Project, so Kawagoe Ryoma immediately said:
"No matter what, we will use part of the money to pay the interest first, which will definitely prevent the Sunshine Project from going bankrupt!"

"President, it's too late. There's a commotion outside!" the subordinate reported again.

Kawagoe Ryoma looked at the angry crowd outside the window. Although he had known that this would happen, he still felt a chill in his heart after seeing it with his own eyes.

“Why don’t you come and give us the money?”

"Where are the people? Hurry up and settle the bill for us!"

"Such a big bank, it won't cheat!"

"Forget it, I've made enough money, give me back my principal, I want to buy a house!"

"Take the money, I want to withdraw money!"

"Pay back the money!"

Seeing that the branch was still motionless, the crowd suddenly became excited. Nakamura Yasutoshi showed a look of fear on his face and muttered to himself:

"If you don't pay the money, something terrible might happen!"

“Like, a bank run!”

During the island nation’s bubble era, there was actually a risk of bank runs, but the island nation’s government did one very right thing, which was to cover it up!
That’s right, covering up the news directly is the same as if the incident never happened!
Then, the economy, which was originally on the verge of turmoil, was forcibly suppressed!

It has to be admitted that the risk of bank run was directly suppressed, which was very decisive.

But now, the news spreads too fast. Everyone is looking forward to withdrawing money and thinking about where to go!
However, the money cannot be withdrawn.

Coupled with the bank staff's looking around, everyone immediately smelled something unusual.

"Could it be that the money in the bank is gone?" Some smart person shouted outside.

(End of this chapter)