Chapter 501 Play hard to get
Time flies, and in the blink of an eye it is March 1978!

Lin Hao's Ponzi scheme has achieved amazing development. The second round of fundraising subscription has ended, and 10 billion yen has been raised.

During this period, Lin Hao slowly transferred his property and then gave some funds to Ayumi Fukada to allow her to operate her own identity.

Part of it is to satisfy Lin Hao's direct luxurious life. After all, he has worked hard for several months, can't he enjoy himself?

“Heh~!”

Of course, Lin Hao exchanged most of the funds into gold and US dollars to open a bank in the future.

The best way to open a bank is to pile up hard currencies like gold and US dollars!

At that time, we will use banks to develop our own industries. As long as the bank is opened, it will be easy to develop in the island country.

Especially with the support of America, the United States, the annual GDP growth exceeds 10%, and there are business opportunities everywhere.

Lin Hao looked at Sugimura Shuichi and said:

"You also have to be prepared. This time, a new project will be launched to raise funds for your machinery manufacturing plant. Part of the funds will be used to upgrade the plant, so you must make the accounts look good."

"Hi!" Sugimura Shuichi sat upright and bowed, "I'll follow your instructions."

Then, Lin Hao looked at Kawagoe Ryoma and Nakamura Yasumichi:
"Now our business is on the right track. From now on, you just need to follow the rules. At the same time, you can also get a few more banks to act as guarantors and share some of the profits with them!"

After saying that, Lin Hao took a sip of tea and continued:

"Also, if the investment project can be long-term, then do it. In order to gain the confidence of investors, we have provided short-term investments before. We must also find opportunities to guide these investors to switch to long-term investments!"

"Hey~, let's grow bigger and stronger and create greater glory!" Kawagoe Ryoma and Nakamura Yasutoshi responded at the same time.

Lin Hao almost spit out a mouthful of tea. He took a breath and then remembered that he had said this when he was encouraging himself for the question!

After Lin Hao gave the order, he just left it alone, because what followed would be months or even years of control.

He is not worried about what might happen. For this type of Ponzi scheme, it will be fine as long as there is no simultaneous run on the banks.

The initial capital can be raised by utilizing idle investment, and in the middle and late stages, the money of bank depositors can be used to fill the gap. A branch president still has this authority.

The chairman of Nasdaq in the United States has been running a Ponzi scheme for 20 years. If Lehman Brothers had not gone bankrupt, he would have continued to do so!

After the plan is completed, we can consider making some moves on the peninsula, and then go to the Eagle Sauce country to make some money, so that Lin Hao can live his life in peace.

However, it was not until the 1970s that the peninsula began to focus on promoting the development of heavy industry.

This period was the embryonic stage of South Korea's shipbuilding, steel, automobile, electronics, petrochemical and other industries, and the people on the peninsula were extremely poor.

They are just a group of migrant workers who have just come to the city. This means that even if they have money, it is not much, and the Ponzi scheme has no soil to survive here and cannot be used at all.

After all, what kind of oil can a bunch of poor people squeeze out?
The taxes in Goose City added together might not be as much as the money that Mr. Huang paid out alone.

Lin Hao counted the funds he had on hand, which were about 7 million yen, and began to make direct arrangements.

There is relatively little capital on hand, the timing for opening a bank is not yet ripe, and there are not many companies already established, so there is no need to open a bank immediately.

So, in the next few days, Lin Hao took time out to practice card skills with Ayumi Fukada.

At the same time, he used the money to directly acquire Tsukamoto Yukisaburo's TV factory, and Lin Hao's purpose of coming to the island country had been achieved.

After all, Lin Hao’s original purpose was just to buy a color TV production line.

Although it took a long detour and several months to achieve Lin Hao's goal, Lin Hao thought it was worth it.

Afterwards, Lin Hao started his second real investment project, which was fundraising for Sugimura Shuichi’s mechanical engineering.

Then, using this factory as a springboard, the machinery factory launched a 10 billion yen expansion fundraising, and the funds raised continued to gather!
In order to distinguish, Lin Hao named the purely fake idle project investment Sunshine Project No. 1, and subsequent idle projects will be named Project No. 2 and No. 3.

As for valuable physical factories, Lin Hao will find a way to acquire them in a normal way after raising funds to expand the scale, so as to avoid being repaid in the future.

Anyway, it's just a matter of transferring money from one hand to the other. You don't have to spend your own money and it can provide an extra layer of insurance. Why not do it?

As for whether to bring it to Hong Kong Island for development after the acquisition or continue to stay on the island, it depends on the specific situation in the future.

As the machinery factory began to raise funds, Lin Hao did not wait for the 10 billion yen to be raised. He took the color TV purchase contract and returned to Hong Kong Island with his driver after being away for several months.

Lin Hao came back very low-key. Of course, Lin Hao was not a big star, and no one paid attention to him. He just didn't ask anyone from the company to pick him up.

After all, he had had a lot of fun in the island country during this period and hadn't seen his wife and children for several months, so Lin Hao went straight back home.

As Lin Hao injected life energy into Wei Shuying from time to time, Wei Shuying looked younger and younger.

Assistant Wei Shuying was taking care of the children and looked at her own beautiful face from time to time. At this time, she found Lin Hao standing at the door with a smile on his face.

Wei Shuying was stunned for a moment, then immediately stepped forward and hugged Lin Hao and said:

"Old Qiao, why haven't you come back for so long? If I hadn't received your call, I would have thought you were dead outside!"

Wei Shuying complained, but held Lin Hao tightly with both hands.

"I'm back now. It took several months, but I finally managed to negotiate the color TV production line."

As he spoke, Lin Hao said to Wei Shuying lovingly:
"Actually, I was in the island country, but I missed you so much in my heart that I went straight home as soon as I got back to Hong Kong Island, and I didn't even go to the company!"

Lin Hao discovered that Wei Shuying had changed a lot. At least since Lin Hao woke up, he rarely saw her so enthusiastic.

"Here!" Wei Shuying looked at Lin Hao with a sweet smile. Seeing Lin Hao's serious face, she kissed Lin Hao gently.

Lin Hao felt the softness of Wei Shuying's lips and looked at her beautiful face. He immediately saluted.

"Old Qiao, I miss you!" Wei Shuying looked at Lin Hao with eyes as bright as water and full of affection.

Of course, the experienced Lin Hao understood it immediately, so in the following time, Lin Hao picked up Wei Shuying and went straight to the bedroom.

"Wait, kid~!" Wei Shuying's voice was faintly heard from inside the door.

Qiao Wugong, who was crawling around in the crib, saw his father trying to hit his mother, and immediately started yelling.

Without realizing that his parents were furious, Lin Hao had no choice but to carry Qiao Wugong to the door and shouted to the servants:

"Auntie Wu, please take care of Xiaowu!"······
Actually, nothing was happening in Hong Kong Island. The children had already entered school and Wei Shuying was taking care of the youngest, Qiao Wugong.

Lin Hao would go out from time to time to have some fun with DiPola, knowing that DiPola wanted to act in a drama.

Without a second thought, Lin Hao immediately invested 100 million Hong Kong dollars to help her get the leading female role. Then Lin Hao enjoyed the fun of being an investor.

During the following period, Lin Hao lived a very comfortable life, with red flags flying at home and colorful flags fluttering outside.

After "recuping" for a month, Lin Hao returned to the island country again in early April.

Because of Lin Hao's previous reminder, several employees of the Sankoujing Bank branch found the way to wealth under Nakamura's guidance.

Coupled with several successful projects operated by Nakamura Yasutoshi and the temptation of huge profits, they also participated in this money game.

At this time, several Sunshine Projects were launched one after another to carry out multi-line operations.

The 1970s was unlike later generations. There was no dedicated credit institution to endorse, but there were also various convenient information resources that could be used to check the situation of investment companies in a timely manner.

There is a saying that goes, "You can't catch a wolf without sacrificing a baby." After months of accumulating reputation and word of mouth, it takes half a year to build a credit.

But as we all know, the longer this kind of credit lasts, the bigger the pit behind it will be!
In mid-April, the fourth wave of fundraising begins!
This is actually illegal fund-raising. If it happened in China, anyone who did it would be caught and shot, and that would be absolutely correct.

This time there are three projects with a total amount of 50 billion yen, but the quarterly interest rate has been reduced to 23%, and the principal and interest withdrawal period is 3 months!
What does that mean?
That is to say, I need 50 billion yen, and it will take 3 months, and the total interest is 23%, which means that after 3 months, I have to pay back 61.5 billion yen!

Is it too much?

It depends on the situation. If it is for ordinary people, this is still a super good financial management project.

The total interest for three months is 23%, which means 7.6% interest per month. If converted into the annual interest rate we are familiar with, it is 92% interest.

Although it is not as high as the previous 10% monthly interest rate, it is still higher than usury and is a rare business with super high returns.

Seeing such high interest rates, it is not only ordinary depositors who are tempted to invest. Bank employees can also easily calculate the returns.

But if you buy a bank, that’s another story.

You should know that the interest rate of banks' external loans is about 5%, but now it exceeds 7% per month, which is close to three points of interest.

How much money is three points in three months?
It’s a full 4.68 million yen, but if you see the money and don’t pick it up, you must be a fool.

Therefore, the bank staff of the branch discussed and decided not to recruit the funds from outside, but to work together to borrow money from the branch and then provide the 50 billion private equity funds.

Finally, they offered an interest rate of 0.7 points, and the branch manager Kawagoe Ryoma nodded in agreement.

After the two previous successful investments, we all knew that this was purely picking up money. We borrowed money from the bank and then lent it to Sunshine Project. It was like we made money without spending a penny.

Then, as if Pandora's box had been opened, everyone opened the door to a new world.

Therefore, as soon as Lin Hao's Sunshine Project came out, before it was announced to the public, they immediately scrambled to grab it, and directly intercepted it, leaving no room for any profit at all.

Two Sunshine Projects have been proposed successively, but the branch does not have enough money. What should we do?

Of course, it was transferred from other branches.

Because we are all part of the same bank, we provide low-interest loans, and you don’t even have to pay back the money in the first three months.

But it also made the presidents of the other two branches feel a little strange, so they asked around, and at this time someone revealed the Sunshine Project to them.

Of course, Lin Hao is not a person who favors one over the other, although it feels good for the bank employees to take advantage of the bank.

But a branch has limited funds, and it is only a matter of time before they are drained of money. If the capital chain is not supplied, it will immediately collapse. Therefore, Lin Hao can only ask them to reduce the loan to keep it on the safety line.

What Lin Hao really values ​​is the vast and boundless depositor market, and the bank employees intercepting the Sunshine Project and fleecing the bank is just a gimmick.

After all, those investors are not fools. The more humble you are, the less they will believe you. This is why Lin Hao asked the bank staff to intercept you.

The general meaning is, look, forget about wanting to make a profit, others have already slaughtered the sheep, so what are you waiting for if you don't invest?

At the beginning of May, the 10 billion yen from the second week entered the settlement period, which means that 13 billion yen will be given out.

But since it has already entered your stomach, why should you vomit it out?

In addition to arranging bank employees to intercept the Sunshine Project's fundraising projects, it is also because there are trustees among the people gathered here.

"Mr. Nakamura, I heard that the Sunshine Project had raised funds several times, but they were intercepted by someone else. Is this true?"

A person stood beside Nakamura and asked secretly, but his voice was just loud enough to be heard by others, so everyone around pricked up their ears.

Nakamura Yasutoshi showed some embarrassment on his face, and then whispered:

"Tanaka-kun, I'm sorry, maybe there is, but I'm not sure!"

"Mr. Nakamura, please don't lie to me!" Tanaka said indignantly at this time:

"As far as I know, some people borrowed money from banks and then lent the money to Sunshine Project to earn the difference, so they didn't even pay the principal!"

At this point, Tanaka said indignantly:

"They are simply, simply too shameless!"

It was only then that people around realized that such a thing had actually happened. Such a lucrative project as the Sunshine Project had been snatched away before it even appeared, and they immediately condemned it with anger.

"How could they do this!"

"It's so shameless!"

"It's shameful. It has brought shame upon our Dahe nation!"

"We must spit on them, they are so shameless!"

Nakamura Baozhi saw that everyone was filled with indignation, so he immediately tried to comfort them:
"Don't worry, even if they are internal staff, they can only borrow money once, and Sunshine Project will have new fundraising later~!"

At this time, Nakamura Yasutoshi seemed to realize that he had said something wrong, and immediately covered his mouth and stopped talking!
Everyone reacted immediately and surrounded Nakamura Yasutoshi and asked:
"Mr. Nakamura, when is the next fundraising for the Sunshine Project? You can get the fundraising project for the Sunshine Project directly, right?"

(End of this chapter)