Chapter 477: Financial Solution to the Fan Family
Fan Shengmei was speechless at her mother's ignorance. Lin Hao was indeed rich, but she knew that Lin Hao would never indulge her like this.

But Fan's mother obviously didn't think so. Lin Hao, the boss, was actually willing to lend hundreds of thousands of dollars to their family. It must be that Lin Hao liked her daughter.

Therefore, she thought that as long as Fan Shengmei was willing to ask, Lin Hao would definitely continue to lend her money, so she whispered into Fan Shengmei's ear again.

Although the conversation between the mother and daughter was low, Lin Hao could still hear it clearly. However, Lin Hao certainly could not take the initiative to speak about such things. Instead, he had to wait for them to come and ask him for help.

Three days passed in a blink of an eye. Although Mr. Fan was no longer in danger of death, he still needed to continue hospitalization for observation.

Originally, the money borrowed from Lin Hao was enough to cover Fan's father's hospital expenses. However, Fan's mother secretly transferred the money to Fan Shengmei's brother without Fan Shengmei's knowledge.

Now the hospital notified them to pay the money, but Fan's mother couldn't come up with it, so she told Fan Shengmei where the money went.

Fan Shengmei was dumbfounded. She had no choice but to say to Lin Hao after playing poker with him:

"Can you help me check whether this is true or not? I feel like they might have been cheated. After all, it's impossible for them to ask our family to pay millions of dollars directly. It's simply too absurd!"

Lin Hao was very happy while stroking Fan Shengmei's smooth back, but his face was solemn.

"Ah~!" Finally, Lin Hao sighed and said:
"In fact, I sent someone to your hometown to check a few days ago. Your brother did beat someone up. According to the information we found at the hospital, it cost more than 200,000 yuan."

"Later, I asked a lawyer to help me negotiate a settlement with them. I found out their bottom line, and they said that the medical expenses must be paid by your family, and the compensation for disability and mental damages should be at least 900,000 yuan."

"Do we really have to pay them so much money?" Fan Shengmei frowned more and more as she listened, and then she looked at Lin Hao pitifully and said:

"But that was my brother's fault, it has nothing to do with my parents! Just help me think of a solution!"

Looking at the helpless Fan Shengmei, Lin Hao felt a little soft-hearted, but thinking that Fan Shengmei was too active in thinking, he felt that he still had to tie her down.

So Lin Hao continued:

Logically speaking, whoever hits someone should bear the liability for compensation. No one else has the obligation to pay compensation, and your parents cannot be held responsible!

But they will definitely not give up. If you don’t pay compensation, they will continue to cause trouble for your parents!

"Now there is an even more serious problem, that is, your brother ran away. This matter can be a big deal or a small one. If the other party makes a big deal out of it, your brother will probably have to eat free meals in prison for a few years."

At this moment, Fan Shengmei's face suddenly showed a hint of joy. If her brother went in, wouldn't everything be over?

But Fan Shengmei's eyes dimmed, and she immediately realized that this would not work at all, and then she muttered to herself:
"If my brother goes to jail, they will cause trouble for my parents and disturb the whole family. If I help my brother pay the money, my brother will be free~!"

"That's true!" Lin Hao nodded, put his arm around Fan Shengmei's shoulders and said:

No matter what choice you make, I support you!

"Is there really no other way?" Fan Shengmei then gritted her teeth and said:
"I don't want to be sucked dry by them anymore. I want to get rid of them. With the way they are doing things, no matter how much money I have, it won't be enough for them to squander."

"There is a way!" Lin Hao said lightly.

"What method?" Fan Shengmei sat up in surprise, not realizing that her naked body had been exposed.

"You must have boasted to your family about coming to work in my company! You even told them about your salary increase, right?"

Fan Shengmei looked a little embarrassed, as Lin Hao had predicted everything. She then said:

"I actually let it slip accidentally~!"

Lin Hao pressed Fan Shengmei's lips with his fingers, and then continued:
"I guess it's because they've become accustomed to sucking blood from you over the years, and you gave them 100,000 yuan last time, which was too generous, and you revealed your situation!"

Fan Shengmei nodded. This was indeed a reflection of her and her family over the years. Then she smiled bitterly and said:

"But I have no choice. They are my relatives after all! What else can I do?"

Lin Hao pulled Fan Shengmei into his arms, and then continued:

"That's the problem. They are all your relatives. This is a fact that cannot be changed. So there is no permanent solution, unless they all die!"

Lin Hao looked at Fan Shengmei, as if asking her what she meant, and Fan Shengmei quickly said:

"Don't~!"

Suppressing Fan Shengmei who wanted to continue speaking, Lin Hao then said:

"So there's only one other way!"

"What method?" Fan Shengmei asked quickly.

Lin Hao said comfortably:
"It's impossible to completely get rid of them. The best way is to put high pressure on them!"

Fan Shengmei looked at Lin Hao in confusion, and then said anxiously:

"Hey, stop keeping me in suspense! Tell me now~!"

He shook Lin Hao as he spoke, and Lin Hao smiled and said:

"Let them borrow money from loan sharks, no, from financial companies, to pay back the millions of dollars in compensation!"

As he spoke, Lin Hao took out his phone and helped Fan Shengmei calculate:

"Look, the total amount of compensation is about one million. At that time, you, your brother, and your parents will be considered three parties in total, and each will bear a loan of 33."

"The legal interest rate of a financial company will not exceed 23.99% per year, and the maximum loan term is 30 years. The total repayment amount is 237 million yuan, which means more than 6500 yuan per month!"

Fan Shengmei was shocked when she heard this, then she stared at Lin Hao in amazement and said:

"Wait, how can it be so much? I only borrowed 33 and it became 230 million after such a long time? How much is the bank interest?"

"Do you think the bank will lend you money? Who will lend you money without collateral? And these legal financial companies charge the highest legal interest rate!"

"Of course, they won't be stupid enough to borrow money at such high interest rates, but even if the interest rate is 7%, they still have to pay back nearly yuan. What do you think they will do?"

Fan Shengmei's mind was already confused, and she asked stupidly:
"What will happen?"

Lin Hao pinched Shengmei's pretty face and felt extremely comfortable. After being pushed away by Fan Shengmei, Lin Hao said:
"They will definitely pass the buck to you! When the time comes, they will definitely try every possible way to make you bear the debt and then let you borrow the money!"

Fan Shengmei picked up her phone and calculated, then said in disbelief:
"If you borrow 100 million, you will have to pay back nearly 30 million in 240 years, or 5800 yuan a month."

Lin Hao knocked on Fan Shengmei's head and said, "You are stupid! Didn't you pay attention to the point I made? This is a trap for your brother. Why would you borrow money from me if you have it?"

"Oh!" Then Fan Shengmei lay on Lin Hao again.

Then Lin Hao continued:

"I mean, when this money is tied to them, it becomes a shackle on them!"

"When the time comes, your brother will definitely sell the house, and then pay off part of their loan in advance, and he will also let you, a filial daughter, pay back the money owed to his parents!"

"In their eyes, they only had to pay back one or two thousand yuan a month, but not only did you not get any money from selling the house, you also had to bear a debt of 66 yuan, and even the 10 yuan you borrowed last time, and the 20 yuan for your father's treatment this time!"

"That means you have to pay back 7,000 to 8,000 yuan every month. You have no money left to help them, so naturally they won't bother you again. If they come to you, just let them pay back the money!"

When Fan Shengmei heard this, she reacted instantly and immediately understood Lin Hao's painstaking efforts.

This would not only discourage her family from sucking her blood, because there was no blood left for them to suck, but they would not even approach her on their own initiative, for fear that she would throw the debt back to them.

"Trojan horse~Trojan horse~Trojan horse~!" Thinking of this, Fan Shengmei hugged Lin Hao and started to bite him admiringly.

"Wait, I'm not finished yet~!"

"We'll talk about it later!"

······
In the following days, Fan Shengmei and her mother found her brother, and then followed the method Lin Hao gave her and told him about borrowing money.

As Lin Hao said, her brother joined forces with her mother and wanted her to pay off most of the debt.

"Fan Shengying, I'm almost out of work now, how can I help you pay back the money? If you hadn't caused trouble outside, how could I have fallen to this point!"

Then Fan Shengmei said directly: "I borrowed more than 300,000 yuan before. I don't have the ability to continue borrowing money from the boss. If you want to borrow money, go and borrow it yourself!"

"What? You lost your job too?" Fan Shengying and her son looked at Fan Shengmei in surprise.

Fan Shengmei said with great emotion:

"My boss runs a financial company. He only charges me 7% interest when I borrow money from him, but the amount I borrow now exceeds my salary. Do you think he will lend me money?"

After hearing this, Fan Shengying and her son didn't know what to say. They hid aside and muttered to each other for a long time. Then Fan's mother said to Fan Shengmei:

"Xiao Mei, take us to your boss, we'll ask him for mercy, and then you can talk to your boss properly!"

Then Fan Shengmei brought her mother to the 21st floor where Lin Hao lived.

When Fan's mother saw Lin Hao, she immediately knelt down and cried loudly:
"Boss Lin, you are a good person. Please lend us the money. Xiaomei can't run away since she works in your company. We will let her pay you back when the time comes..."

Lin Hao looked at Mother Fan who was kneeling there indifferently. Seeing that Mother Fan felt a little guilty, he said disdainfully without waiting for her to continue speaking:
"She'll pay it back? What can she use to pay it back? I run a company, not a charity. How many years will it take for her to pay back her salary of several thousand yuan?"

At this time, Fan Shengmei also ran over, knelt in front of Lin Hao and said:
"Boss Lin, I beg you, please have mercy on me. I will definitely listen to you from now on and do whatever you tell me to do!"

Lin Hao pinched Fan Shengmei's chin and said:

"It's not impossible to lend you money, but what are you going to use as collateral?"

"Who would I ask to pay you back if you run away after borrowing the money? And your meager salary is not enough to repay the money in the short term!"

"And I'm not familiar with you. Tell me, Fan Shengmei, how many times have you rejected me before!" As Lin Hao said that, his fingers slowly slid towards Fan Shengmei's neck, collar, and then continued all the way down.

Lin Hao and Fan Shengmei glanced at Fan Shengying and her son, but Fan Shengying turned her head away as if she didn't see them.

Fan's mother looked at Fan Shengmei and Lin Hao with a complicated expression, but when she thought that her son would have to go in and eat a free meal if he didn't give compensation, she could only turn her head away and pretend that she didn't see it.

"You are already 30 years old this year! In a few years, you will be out of shelf life. Let's assume that there are still ten years left. How much do you think you can borrow from me?"

Just when the mother and son of the Fan family were discouraged and thought they could not borrow money, Lin Hao's voice came again:
"I can lend you money, but I have a request..."

Later, Lin Hao agreed to lend the money, but required that everyone sign a loan contract. At this time, Fan Shengmei had already unbuttoned the third button of her clothes!

"Take a look at it first. If you agree, sign it before I come back. I'll go in and talk to your daughter first!"

As he spoke, Lin Hao handed a contract to Fan Shengmei, and Fan Shengmei signed it without even looking at it.

Then Lin Hao took Fan Shengmei back to the bedroom.

Fan Shengying and her son could only watch with complicated expressions as Fan Shengmei was dragged into the room by Lin Hao. Before entering the room, Fan Shengmei looked at them angrily.

"Ha~haha~!" Then they heard Lin Hao's crazy laughter, and the mother and son realized that Lin Hao didn't even close the door.

Then the teeth-gritting noise from inside was transmitted directly to the living room, and Fan Shengying stood up, sat down, stood up again, and sat down again!

Fan Shengying paced back and forth in the living room, while Fan's mother covered her face in shame. Finally, they could only pick up the loan contract again and read it.

But the sound echoed in the room for more than an hour, and the enchanting sound kept making the mother and son uneasy.

When Lin Hao came out of the bedroom, Fan Shengying and her mother were already in a trance. Lin Hao looked at the contract still on the coffee table and said:

"If you want to borrow money as well, please sign. If you don't agree, please go back!"

At this time, the mother and son of the Fan family finally looked at Lin Hao, then looked at the door in the direction of the bedroom, and finally signed their names on the loan contract in shame!

In this regard, Fan Shengmei's brother Fan Shengying borrowed 33 yuan from Lin Hao to repay the 10 yuan that Fan's mother had borrowed for medical expenses. Early repayment was allowed, and the interest could be recalculated after repayment.

With the previous loans and this loan, Fan Shengmei has to pay Lin Hao a total of 95 yuan.

"If you are sure you agree, then I will help you!" Lin Hao signed his name on several contracts.

After signing, Lin Hao handed the contract to Fan Shengying and Fan's mother, then took out money from the safe and stacked stacks of banknotes in front of Fan Shengmei and Fan's mother.

Then Lin Hao said:

"I hope you can repay the loan in time, otherwise~ hehe!"

(End of this chapter)