Chapter 1340: Persistent thinking!

The memorial in Ye Mingsheng's hand now came from Yang Qinghe, the prefect of Hanyang.

The first half of this memorial was filled with Yang Qinghe's praises for Ye Mingsheng, and he was almost worshipping Ye Mingsheng as the sun of Daqian.

Ye Mingsheng just glanced at these somewhat exaggerated flatteries and then looked at the second half of the memorial.

In the second half, Yang Qinghe reported on some of his work in Hanyang over the past few months, such as his downsizing of the Hanyang government office, clearing out nearly two hundred clerks and runners, reducing fiscal expenditures by nearly fifteen thousand taels of silver per year, and fundamentally improving the XZ efficiency of the Hanyang government office.

In addition to introducing the achievements in solving the problem of redundant staff, Yang Qinghe also introduced some of his achievements in attracting investment. He said that he had communicated with seven businesses from Jiangnan and Yijing and reached an investment intention of more than 100,000 taels of silver!

Yang Qinghe planned to make full use of Hanyang's location advantage in the central part of Daqian and build the largest freight station in Daqian in Hanyang, so as to promote exchanges and commerce among businesses in all parts of Daqian. He also made a bold statement in his memorial, saying that he would make it easy to do business in Daqian from now on!
Although Ye Mingsheng felt that his last sentence was bragging, the idea of ​​building the largest freight station in Daqian in Hanyang still made Ye Mingsheng's eyes light up!
At present, the economies of Huainan, Jingchu, Guanzhong, Yongliang, Yunbing, and Sichuan have improved significantly under Ye Mingsheng's duty-free government. However, due to transportation reasons, the commercial exchanges in these places are still mainly concentrated in small areas...

At present, there are still very few large-scale long-distance trade exchanges that span the east, west, south, and north. The Ministry of Revenue has conducted research on this before, and those big businesses have expressed that they are very interested in this kind of large-scale trade exchanges. After all, the profits from doing so are very high!

But the key point is that this kind of long-distance trade often takes several months or even longer. There are too many variables along the way and risk control is very difficult. So although they want to do this kind of long-distance trade, given the risks and variables involved, they are discouraged and dare not take action easily.

Now, if such a large freight station can really be built in Hanyang, it is very likely that it will not be just a freight station warehouse, it can also serve as a large transit station where merchants from the east, west, south and north can connect with each other, and the risks will naturally be reduced.

Thinking of this, Ye Mingsheng was also very interested in the idea of ​​this super-large freight station. He could foresee that once the idea of ​​this super-large freight station became a reality, it would not only promote long-distance trade exchanges in Daqian from east to west, north to south, but would also provide thousands of jobs, greatly boosting the economic development of Hanyang and even the entire Jingchu.

Although these sounded good, Ye Mingsheng did not blindly agree with Yang Qinghe's idea because of this concept. Before making a decision, Ye Mingsheng asked the Ministry of Industry and the Ministry of Households to jointly send a team to Hanyang for a field investigation...
This team will evaluate the local conditions in Hanyang, the possibility of building a large freight terminal, the various costs of building a freight terminal, and other aspects, and then form a written report to be submitted to Ye Mingsheng.

At the same time, it is not just an inspection and evaluation at the court level. Because this super-large cargo station was built to serve these businesses and facilitate them to trade better, so Ye Mingsheng also planned to let these businesses go to Hanyang for inspection and evaluation, listen to their opinions, and see if they are interested in this super-large cargo station.

We can't say that the imperial court was unilaterally interested and worked hard, consuming a lot of manpower and material resources, and finally built this super-large freight station in Hanyang. As a result, those businesses were unwilling to move into this freight station, which would result in a waste of resources!

In the end, Ye Mingsheng will use these reports as a reference to make the final decision, as well as whether the court should allocate silver and how much silver to allocate!

Although Yang Qinghe did not ask the court to allocate money in this report, Ye Mingsheng was very clear that once this super-large freight station was really started in Hanyang, it would be difficult for Hanyang and even Jingchu to afford it with their financial resources. Therefore, in order to complete the project as soon as possible and make the freight station play its role, the court would have to allocate money for investment.

Although he is an emperor, Ye Mingsheng still respects these business laws very much and he believes in the invisible hand of the market!

After these inspections and evaluations are completed, let’s see what happens···············

After putting down Yang Qinghe's memorial, Ye Mingsheng picked up Dai Ping's memorial. Because Ye Mingsheng did not appoint a new Jingchu Governor, the position of Jingchu Governor was still vacant. Therefore, Dai Ping, as the deputy governor, was in charge of the daily work of the provincial government!
Like Yang Qinghe, Dai Ping's memorial also began with praise for Ye Mingsheng. However, compared with Yang Qinghe, he was not so exaggerated and seemed very conventional. The content of the memorial was all routine, and he gave a report on his work content in recent times.

Dai Ping mainly does things to promote the development of Jingchu agriculture. Unlike Yang Qinghe who focuses on commerce, Dai Ping pays more attention to agriculture!
Dai Ping believes that agriculture is related to people's livelihood and is the foundation of Daqian, so what he has been doing recently is to actively contact some factories producing agricultural tools in Yijing, and also hopes to purchase some oxen from Liaoyang and rent them to farmers in Jingchu.

At the end of the memorial, Dai Ping made a request to Ye Mingsheng!
Because many young and middle-aged people in Jingchu died in the war in the past, Jingchu is currently facing a labor shortage in agricultural development. In order to ensure food production, many elderly people, women and children in Jingchu have joined the ranks of production. Although everyone works very hard, they are still not as efficient as young and middle-aged men in terms of productivity. Therefore, in order to solve this problem, Dai Ping hopes to use agricultural tools, oxen and other measures to make up for the lack of productivity.
However, these farm tools and oxen did not come for free. Although the Ministry of Revenue was willing to help them actively contact businesses and cattle farmers, it did not have the money to help them buy them. The Jingchu Provincial Government itself was not as wealthy as the Jiangnan Provincial Government. The little money it had was only enough to pay the salaries of these G officials and servants in Jingchu. It could not come up with the money to solve this problem.

So Dai Ping thought about borrowing money, and for this purpose he contacted some businesses, hoping that they could provide a loan.

Some of these businesses also expressed their willingness to provide loans, but the problem was that they were businesses and they also wanted to make money, so they asked for interest and required the Jingchu Governor to act as a joint guarantor to ensure that they could get the money back with interest after the loan expired.

Although the interest on this loan is not high and is just a market price, farmers do not earn much money as agriculture depends on the weather. Once they have to bear the interest, the situation is likely to be even worse.

Therefore, Dai Ping had to temporarily put aside the idea of ​​business loans, but he was unwilling to give up, so he placed his hopes on the Dadongsheng Bank, hoping that the Dadongsheng Bank would provide them with a low-interest or even interest-free loan!

However, Dadongsheng Bank had no reaction to Dai Ping's idea. First, they themselves were in a turbulent time. First, there was the internal audit, and then the split of the head office. Finally, there was Liu Xinjie's case. They also had a lot of things to deal with internally...
Secondly, although Dadongsheng Bank is actually the Daqian government bank, it is not a charity after all, and they do not have so much money that they can spend it casually or provide low-interest or interest-free loans to others. Although you, Dai Ping, are the deputy governor of Jingchu, you have a lot of face and are very powerful in Jingchu!
But my Dadongsheng Bank is directly under the management of the imperial court. If I respect you because you are the governor, and if I don’t respect you, you are a chicken feather?
Do you think this is Jingchu? Everyone is giving you face? If you want an interest-free loan, I have to give it to you?
This is Yijing! This is the imperial court!
As the Deputy Governor of Jingchu, you have no face in front of me at all!

I'm too lazy to even pay attention to you!
After waiting in vain, Dai Ping realized this problem, so he wrote this memorial to Ye Mingsheng. He earnestly hoped that Ye Mingsheng could intervene in this matter and give an order to the Dadongsheng Company to provide an interest-free loan of 20,000 taels of silver to help them Jingchu solve this problem.

Ye Mingsheng thought that Dai Ping's idea was definitely a good idea. Using animal-powered tools to replace part of the labor force was also something the court had always supported.

However, Ye Mingsheng also found it very difficult to deal with Dai Ping's idea of ​​asking Dadongsheng Bank to provide an interest-free loan.

After a series of disturbances, the Dadongsheng Bank has been split up and is now under the full jurisdiction of the Ministry of Revenue. Therefore, the silver of the Dadongsheng Bank is the silver of the Ministry of Revenue, and the Ministry of Revenue, as the purse of the court, its silver is the silver of the court...

Although the court's financial situation has improved compared to before, it is still by no means wealthy!
Of course, although they are not rich, they are definitely not short of 20,000 taels of silver!
But the problem is not just about money. The previous war was not only suffered by Jingchu, but many places in Daqian also experienced war. There was a labor shortage problem due to casualties in the war. Everyone wanted to use animal-powered farm tools to make up for part of the labor force.

So the 20,000 taels of interest-free loan from Jingchu was approved. When other places heard the news, it can be expected that they would also ask Dadongsheng Company to provide interest-free loans. This single amount of 20,000 taels may not be much, but when the sum of Jingchu, Guanzhong, Yongliang and other places is added together, this amount of silver is really not a small amount!
Will the imperial court approve it at that time?

If these interest-free loans are approved, it will definitely increase the financial burden of the court, which will make the already tight financial situation even worse. It may even affect some of the court's plans in the second half of the year, causing some matters to be shelved or even cancelled!
But if we don’t approve these interest-free loans, will other places have some thoughts? For example, why did we approve it for them but not for us? Are they raised by their biological mother and we are raised by our stepmother?
As the old saying goes, it is not the lack of food that is worrying but the inequality of distribution; it is not poverty that is worrying but the insecurity!

Moreover, the silver of Dadongsheng Bank was raised through bonds and savings, and the bank had to provide interest to creditors and depositors. Moreover, Dadongsheng Bank itself owed millions of taels of silver. Solving this debt has always been a headache for the court. So if you want an interest-free loan, it will transfer the burden to Dadongsheng Bank...

So even though Ye Mingsheng wanted to support Dai Ping's idea, due to the reality, Ye Mingsheng could not let Dadongsheng Bank provide this interest-free loan to the Jingchu Provincial Government!
Of course, although Ye Mingsheng cannot support Dai Ping’s idea, it does not mean that Ye Mingsheng can’t do anything!
As the emperor of Daqian, Ye Mingsheng had the obligation to solve the problem, and his solution was to provide Jingchu with a ticket exchange license, allowing Jingchu to establish a ticket exchange that could absorb private savings. In this way, the Jingchu Provincial Government could use this ticket exchange to utilize private savings and thus develop Jingchu's economy and agriculture.

In fact, if Ye Mingsheng remembered correctly, someone from Jingchu had applied for this ticket number license before, but due to regulatory considerations, the review of the ticket number license is very strict and the review process is somewhat cumbersome, so it has not been passed yet. So this time Ye Mingsheng plans to relax the requirements to help Jingchu solve the problem.

However, although the requirements have been relaxed, in order to prevent JR risks and avoid causing some errors, necessary supervision and review are still necessary. Ye Mingsheng wants to ensure that these private savings are used where they should be used, rather than being put into the pockets of certain people.

As for the specific process, Ye Mingsheng planned to ask the Jingchu Provincial Government to provide such a bank, which would then be reviewed and supervised by the Ministry of Revenue, as well as some necessary guidance on the bank. He hoped to establish such a bank within three months to absorb private savings in Jingchu.

In fact, the situation in Jingchu is not an isolated case. In view of the fact that the imperial court is unable to provide money to various places to help them solve their problems, Ye Mingsheng is also considering relaxing the review of ticket number licenses and slowing down some of the processes. However, Ye Mingsheng is worried that once the review is relaxed, it will cause some regulatory problems. Therefore, this makes Ye Mingsheng a little embarrassed...