Chapter 1264 How can the world be tolerated if one person is not tolerated?

Lin'an, Xizi Tower beside Chuntang Lake
Ye Mingsheng, dressed in casual clothes, sat in a window seat on the second floor of Xizi Building, looking at the sparkling scenery of Chuntang River outside, and his heart gradually calmed down.

In the past seven or eight days, Ye Mingsheng also visited some handicraft workshops in Jiangnan, watched the tea-making process, learned some knowledge about the production of porcelain and silk, and personally attended seminars and met with the owners and managers of some large businesses!

These bosses and shopkeepers expressed their absolute support and endorsement for Ye Mingsheng in taking down Zhu Chen, Cai De and other cancers. They had long been filled with resentment towards these bastards who lent money at high interest rates, but they dared not speak out because of the other party's strong background.

And now what Ye Mingsheng has done can be said to have made them applaud, but compared to eradicating Zhu Chen, Cai De and others, these bosses are more concerned about the newly established Wanfu and Tongxin bill banks. They want to confirm the loan interest rate, what procedures are needed to borrow from the bill banks, and finally, how to invest in the two bill banks.

Ye Mingsheng personally answered their questions. First of all, if they wanted to get a loan from Wanfu or Tongxin, the borrower must have good credit. Secondly, they need collateral and a guarantor, and they also need to inform the bank of the purpose of the loan!
Loans are generally granted at 70% to 80% of the collateral. For example, if you want to mortgage cloth worth 10,000 taels of silver with a bank, you can borrow 7,000 to 8,000 taels of silver from the bank.

The second point is the loan interest rate. The upper limit of Wanfu Piaohao’s loan interest rate is 25 cents. Tongxin Piaohao is aimed at small and medium-sized vendors, so the upper limit of the interest rate is lower, 20 cents.

As for the specific loan interest rate, it is linked to your own credit, collateral, guarantor, and loan purpose. If your credit is good, the collateral is high-quality, the guarantor is strong, and the purpose of the loan is favored by the bank, then your loan interest rate will be low, otherwise your loan interest rate will be high.

Because Tongxin Piaohao only serves small and medium-sized vendors, its review process is looser than that of Wanfu Piaohao, but the loan amount is also smaller than that of Wanfu Piaohao.

As for how he finally acquired shares in Wanfu and Tongxin Bank, Ye Mingsheng first informed the interested owners and shopkeepers that the purpose of his establishment of Wanfu and Tongxin Bank was not to make money, but to provide services to major businesses and merchants in Jiangnan, so as to promote the healthy, sustainable and stable development of Jiangnan's commerce.

Therefore, if your idea is to make huge profits through Wanfu and Tongxin banks, then there is no need to invest in them. However, if your idea is to develop together with Jiangnan Commerce and earn the profits you deserve, then Wanfu and Tongxin banks welcome your investment!
The imperial court will be the major shareholder of the two banks and occupy a dominant position, but the imperial court will not directly participate in the operation and management. It is only responsible for supervising the banks. The managers in charge of the operation of the banks will be recruited through public recruitment in Jiangnan!

If you want to buy shares, you first need to get a certificate from the Chief Secretary or the Attorney General to prove that you have a clean background, then submit an application to the Ministry of Revenue, and then the Ministry of Revenue will review it...

After becoming a shareholder of Wanfu and Tongxin Bank, if you want to trade shares in the future, you need the approval of the court. Only after the approval is passed can you continue the transaction. At the same time, the court has the right of first refusal at the same price.

After learning the specific rules, some bosses and shopkeepers lost interest in investing in Wanfu and Tongxin banks. However, there were still some bosses and shopkeepers who expressed their interest in investing in Wanfu and Tongxin banks. There were expressions of interest to invest hundreds of thousands of taels on the spot, which made Ye Mingsheng very pleased.

In addition to the matters of Wanfu and Tongxin Bank, some owners and shopkeepers are also interested in the matter of armed merchants. However, the matter of armed merchants is currently just an idea of ​​Ye Mingsheng, and Ye Mingsheng has not yet made any specific plans for it, so Ye Mingsheng just asked Song Haibo to record the ideas and needs of these owners and shopkeepers!
At the end of the meeting, Ye Mingsheng once again emphasized to these owners and shopkeepers that both the governor and the court would try their best to create a better business environment so that they could develop better and create better economic benefits!

But the governor and the court are not doing this to let you people put all the money into your own pockets. You need to increase the wages of the shop assistants and workers, reduce their working hours, provide them with good labor security, and let the people in Jiangnan enjoy the dividends of economic development...

The court will soon promulgate a work law in the future. At that time, the rights and interests of these workers will be protected by the work law. If anyone violates the law at that time, the court will severely punish them. Don't say that I didn't warn you at that time!

Compared with their previous enthusiastic support, this time when faced with Ye Mingsheng's request to improve the welfare benefits of workers, these bosses and shopkeepers looked at each other in bewilderment and did not seem very willing. Some even tried to persuade Ye Mingsheng that the current welfare benefits of these workers were reasonable!

However, Ye Mingsheng did not believe these people's lies. Ye Mingsheng directly stated that this was not a negotiation with them. This was something the court had already decided. What they needed to do was to accept the execution. Faced with Ye Mingsheng's strong demands, these bosses and shopkeepers had no choice but to sign a guarantee to increase the income of their employees and workers!
After the symposium, Ye Mingsheng thought that his southern tour was coming to an end and that he had almost finished what he needed to do, so Ye Mingsheng chose to relax. As the ancients said, "Alternating between tension and relaxation will ensure safety", so it is necessary to balance work and life.

So today Ye Mingsheng came to Xizi Tower on the bank of Chuntang River. As a famous scenic spot in Lin'an, Ye Mingsheng had heard of its name for a long time. On the way to Lin'an before, Ye Mingsheng wanted to come here for a good stroll and a visit so that the trip to Lin'an would be worthwhile.

Unfortunately, Ye Mingsheng was busy with official duties before, and all kinds of miscellaneous things came one after another, so Ye Mingsheng had no way to enjoy life...
Now that everything is almost done and he is about to embark on the journey back to Yijing, Ye Mingsheng can finally take a rest!
"Sir, your Longjing shrimp, West Lake vinegar fish, Dongpo pork, Song Sao fish soup, and lotus leaf steamed pork are ready!"

As the waiter spoke, he neatly placed the dishes on Ye Mingsheng's table.

"Sir, your meal is ready! Enjoy!"

Ye Mingsheng glanced at the five dishes on the table, and then stopped his gaze on the famous West Lake Vinegar Fish.

Ye Mingsheng is a person who loves food, and he believes that the food of a place can reflect the local customs and cultural characteristics. Therefore, whenever he goes to a place, as long as time permits, he will try the local specialties!

This was not the first time that Ye Mingsheng had eaten West Lake Vinegar Fish. He had eaten this famous Lin'an dish as early as when he was in Yijing. At that time, a Jiangnan businessman came to Yijing and opened a restaurant called Jiangnan Building in Yijing, saying that he wanted to serve authentic Jiangnan cuisine in Yijing.

It happened that Ye Mingsheng was on an incognito visit at that time, so he went to this Jiangnan Restaurant and ate this West Lake Vinegar Fish. Although this Jiangnan Restaurant claimed that the chefs from Jiangnan were in charge and tried to restore the Jiangnan flavor as much as possible, Ye Mingsheng did not like the taste of this West Lake Vinegar Fish. He thought that the fish was sour and fishy and it was very unpalatable!
For this reason, Ye Kui, who was following Ye Mingsheng at the time, also called the shopkeeper and the cook. At that time, the cook explained to Ye Mingsheng:

“The reason why this fish tastes bad is not because of the cooking method, but because West Lake Vinegar Fish is best made with bamboo fish from Chuntang River, and Yi Jing doesn’t have bamboo fish, so he uses carp. That’s why the taste is not satisfactory…” Ye Mingsheng thought that what the chef said made sense, so he accepted the explanation and paid the bill. This incident also aroused Ye Mingsheng’s strong interest in this famous Jiangnan dish!
This time, Ye Mingsheng finally had the time to come to Xizilou on the bank of Chuntang River, and he specially ordered this West Lake Vinegar Fish. Ye Mingsheng also confirmed with the waiter that the ingredients used in their West Lake Vinegar Fish are the bamboo fish from Chuntang River, and they are all caught on the same day and cooked on the same day, ensuring that they are absolutely fresh!

After getting the confirmation, Ye Mingsheng was also very satisfied. He originally thought that he had come to Xizilou on the bank of Chuntang River, and was eating this famous Jiangnan dish in its place of origin. The ingredients were the most authentic, the cooking method was the most authentic, and the taste would definitely not be bad!

But unfortunately, at this moment, facing this plate of black, sour vinegar fish, Ye Mingsheng found it difficult to associate it with food.

Although he felt that this West Lake Vinegar Fish might not taste good, Ye Mingsheng still bravely picked up a piece of fish with chopsticks and put it into his mouth.

Feeling the taste of the fish in his mouth, Ye Mingsheng had a complicated expression. The chef from Jiangnanlou did not lie to him. The taste of the West Lake Vinegar Fish he made was basically the same as that of the West Lake Vinegar Fish made at Xizilou. It still tasted sour.

Perhaps because the raw material was changed from carp to authentic bamboo fish, the fish meat no longer has the previous earthy smell, and the meat is more tender, smooth and delicious.

But despite this, Ye Mingsheng still felt that this West Lake vinegar fish was not tasty. It was a waste of such a good fish as bamboo shoot fish················
Although the West Lake Vinegar Fish was not very delicious, Ye Mingsheng felt that the remaining Longjing Shrimp, Dongpo Pork, Song Sao Fish Soup, and Lotus Leaf Steamed Pork were quite delicious, especially the Longjing Shrimp, which really tasted like Longjing tea. It was a good experience.

After feasting on the meal, Ye Mingsheng ordered another pot of tea. He drank the tea while looking at the picturesque scenery outside the window. At this moment, the guests at the next table somehow started talking about work methods!
"Brother Wang, what do you think of this work method?"

"How can I watch it? Of course I have to sit down and watch it. How else can I watch it?"

"From what you said, Brother Wang, you are not optimistic about the work method?"

"Marshal Ye was just acting on impulse, could you really take it seriously? Brother Zhang, you are over thirty years old, not a three-year-old child. On the surface, those people are not for G or M, but what are they really like?"

Ye Mingsheng, who was sitting next door drinking tea, was stunned when he heard this. At this time, Ye Kui and others who were guarding on the side were about to stand up. Seeing this, Ye Mingsheng immediately gave him a look and told him not to act rashly.

"Brother Wang, I think Marshal Ye is different from them. I think Marshal Ye really cares about us ordinary people. Otherwise, why would he punish Zhu Chen and his gang and set up Wanfu and Tongxin banks?"

“Hmph! Brother Zhang, you are too naive. Haven’t you heard that a new emperor chooses new ministers? Don’t be fooled by these small favors. You don’t know that all crows are the same. It’s just a change of name but the substance remains the same…”

Ye Mingsheng next door was not angry when he heard this, but a playful smile appeared on his face. Seeing Ye Mingsheng laughing, Ye Kui thought that Ye Mingsheng was laughing out of anger, and immediately stood up to deal with him!

Seeing this, Ye Mingsheng glanced at Ye Kui and said lightly:

"Don't be so impatient!"

"My Lord, he slanders you so much?"

"A journey of a thousand miles tests a horse's strength, and a journey of a thousand miles reveals a person's heart! You cannot stop the gossips of the world. If you cannot tolerate one person, how can you tolerate the world?"

"I understand the humble position!"

Upon hearing this, Ye Kui stopped talking and retreated immediately. Ye Mingsheng, on the other hand, drank tea while listening to the faint conversation coming from next door.

Although some of the things this brother said were rather harsh and contained some hearsay conspiracy theories, Ye Mingsheng thought some of his words were quite interesting.
Half an hour later, Ye Mingsheng had heard enough and stood up to leave. Then he instructed Ye Kui:
"Go and pay the bill and buy a pot of tea next door!"

Although Ye Kui didn't understand why Ye Mingsheng did this, he still carried out Ye Mingsheng's orders word for word.

Half an hour later, Ye Mingsheng took a carriage back to Plum Blossom Villa from Xizi Tower. Just after returning to Plum Blossom Villa, Ye Mingsheng had not had time to rest when he received two messages from Song Haibo!

The first news was that Sun Xiuquan, the newly appointed governor of Jingchu, had committed suicide by drinking poison ten days ago. Before committing suicide, Sun Xiuquan left this suicide letter to Ye Mingsheng. In the letter, Sun Xiuquan told Ye Mingsheng that all the mistakes were his fault alone. He begged Ye Mingsheng to spare their Sun family for his previous contribution to the Fengwu Army's conquest of Huainan, and not to kill all of their family members...

(End of this chapter)