Chapter 1339 Gentleman, Villain, Transformation
After saying goodbye to Shen Mo, I returned to Binhai.

When Xu Banxia saw the man come back, she didn't notice anything unusual about him.

As soon as the man sat down, Xu Banxia frowned and sighed softly:

"Hubby, Sister Ling and her friends lost money on the real estate project they invested in Hainan..."

"Well, I also heard about this in Lucheng."

Su Mingzhe picked up the teacup, took a big sip of hot tea, and then said calmly:

"How much did Sister Ling and the others pay this time?"

"A lot. Sister Ling said that if we can't get through this difficult time, we might go bankrupt."

Seeing that the man was still smiling, Xu Banxia knew that he could not empathize with her, so she simply didn't bother to pretend and said directly:

"Sister Ling said that they are very optimistic about this investment and have mortgaged almost everything they can. Now they still owe the bank hundreds of millions. If they can't pay the money back on time, they may lose everything..."

"I think they deserve it. The state clearly intervened vigorously in 93, but these people refuse to believe it and think that this happened before the founding of the People's Republic of China, when capitalists could manipulate the market... Humph, humph!"

Su Mingzhe sneered and his expression was cold, and it was obvious that he didn't want to care about this matter.

When Xu Banxia heard the man say this, she could only feel sorry for Tian Ling and didn't know what to say.

In 93, the real estate bubble in Hainan Island burst, and countless people jumped off buildings or into the sea.

Tian Ling and her gang did not learn their lesson. A year later, they tried this again, resulting in a complete loss.

Xu Banxia also felt it was incredible.

After thinking for a while, Xu Banxia came back to her senses. She had a purpose in telling this story to the man:
"Hubby, Sister Ling's family is planning to auction off some of their properties. Do you think we should take over some of them?"

In recent years, the business model of Su Mingzhe, Xu Banxia and Chen Yuzhou has been to make money through foreign trade companies and then continuously acquire companies and factories in various places.

As the scale of foreign trade operations has grown, the former Shinhwa Company has grown into today's Shinhwa Group, with more than 30 branches under its name.

When Su Mingzhe heard that Xu Banxia was still thinking about the Tian family's assets, he immediately found it very funny and couldn't help asking:
"Wife, are you really going to buy the Tian family's assets, or do you want to show off your wealth in front of your sister Ling?"

"Don't talk nonsense! I'm not! How could I--"

Xu Banxia denied it three times in a row, which made it seem like he was trying to cover up something.

At the end, Xu Banxia couldn't help laughing:
"Okay, I admit, I do want to show off my wealth!"

In 92, Wu Jianshe, Tian Ling and others went to Hainan Island to invest with over million yuan in funds. They did make a lot of money in the early stage, and the scale of assets continued to grow. At its peak, the market value was nearly billion.

At that time, Su Mingzhe was still running foreign trade and had an annual income of 400 million.

At a provincial entrepreneurs' gathering at the end of 92, Wu Jianshe recalled that a year ago, he wanted to ask Su Mingzhe for foreign trade channels, but was rejected.

In front of everyone, Wu Jianshe made a series of sarcastic remarks towards Su Mingzhe.

Seeing her man being bullied, Xu Banxia, ​​who was already seven or eight months pregnant, was so angry that she almost gave birth prematurely.

Now, many years later, Tian Ling and Wu Jianshe suffered a disastrous defeat and were defeated in Hainan Island.

However, the Shinhwa Group is moving forward steadily, with an annual turnover of 50 to 60 billion and an annual profit of 500 to 600 million.

Among all the private enterprises in Jiangnan Province, Shenhua Group can be considered one of the best.

At this point, Xu Banxia naturally wanted to go over and show off his wealth and slap the other person in the face.

Seeing the woman eager to try, Su Mingzhe couldn't help but laugh:
"Wife, you are still pregnant, you can't be easily angry or happy. Besides, even if you want to show off your wealth and embarrass yourself, it won't take two or three months. Let's wait until the baby is born before going..."

"All right--"

Xu Banxia thought of the child in her belly and reluctantly gave up the idea.

By now, she has been pregnant for six or seven months, and it is difficult for her to walk. If something really happens in Lucheng, it will be too worthless. After letting his wife stop thinking, Su Mingzhe also secretly breathed a sigh of relief.

It is never too late for a gentleman to take revenge.

The villain takes revenge from morning to night.

Xu Banxia is still a gentleman. He was able to endure for three or four years before slapping someone in the face.

Su Mingzhe is not a "gentleman". To even call him a "villain" is a bit of a compliment.

So, at the end of 92, after Wu Jianshe mocked Su Mingzhe, after the New Year, Su Mingzhe found ways to turn the land that Wu Jianshe bought in Hainan Island into a tidal flat area.

In 93, when the Hainan Island real estate market collapsed, Wu Jianshe was among the first investors to suffer heavy losses.

In 95, after Wu Jianshe made some money from the steel plant, Su Mingzhe found someone to take him to Hainan Island to invest.

Now that Hainan Island has collapsed again, Wu Jianshe is no longer facing a huge loss. It is only a matter of time before it goes bankrupt.

As for the innocent Tian Ling family who were harmed, Su Mingzhe did not feel any guilt.

After all, who asked them to follow Wu Jianshe?
This is the price of being on the wrong side.

After comforting Xu Banxia, ​​Su Mingzhe brought Xu Banxia to the company the next day to hold a meeting with Chen Yuzhou.

In recent years, the social classes of the big Mao and the second Mao have become solidified. Although there is still a lot of profit in doing normal foreign trade with them, it can only maintain the status quo and there is no potential for growth.

However, those banned items are still quite popular in several military factories.

However, Su Mingzhe, Xu Banxia and Chen Yuzhou are ordinary businessmen after all. They always deal in contraband goods and are likely to be held accountable later.

The three of them had a meeting today, and Su Mingzhe wanted to pull Xu Banxia and Chen Yuzhou aside to discuss the issue of the company's transformation.

Xu Banxia hadn't been to the company much recently, so when she heard about the transformation, she was a little confused:

"Husband, isn't our company developing very well? Why do we need to transform?"

In less than six years since they got married, they have established the current Shinhwa Group, and Xu Banxia is already very satisfied.

Of course, if the man insists, Xu Banxia will support him, but before supporting him, she must help the man to keep a close eye on things to prevent him from making decisions on impulse.

"Regarding the transformation issue, it is mainly aimed at the abnormal development of our company's profit points."

Su Mingzhe didn't waste words when facing his wife and his die-hard fan Chen Yuzhou:
"Although the Shinhwa Group and the foreign trade company are quite profitable, their profit points are basically from foreign trade. Once the foreign trade business stops, the company will collapse."

"Brother Su, I'm not very smart here. If you have any ideas, just tell me directly. I will listen to you."

In recent years, in the group company and foreign trade company, Chen Yuzhou is mainly responsible for logistics and daily work.

It's really a bit difficult for him to talk about such a lofty topic as "corporate transformation".

Seeing that Xu Banxia and Chen Yuzhou both supported him, Su Mingzhe was too lazy to talk nonsense:

"I have written a plan here, you can take a look at it first..."

The transformation plan has five steps:

First, expand foreign trade markets in Europe and the United States.

Second, expand the domestic market.

Third, create a brand marketing model.

Fourth, take advantage of the Shinhwa Group and engage in commercial real estate.

Fifth, switch to future trend industries - mobile phones, computers and other electronic products.

(End of this chapter)