Chapter 322: It seems like looking at a pile of money
Facing the advice of the three aunties, Yan Jiecheng shook his head, and then said with a bitter face: "Do you know how much money I have borrowed from others now? The interest alone is more than 50 yuan every month.
I have so much money. If I don't make up for it, how long will you let me pay it back?"
"you"
The third aunt was shocked when she heard this, and then she said with a look of surprise: "You went to borrow money from usury?"
Yan Bugui and Yu Li were looking at Yan Jiecheng in shock at this time.
You know, once you get involved in loan sharking, it's very difficult to get out of it.
Unless you can pay off the principal and interest in one go, otherwise, you will have to work like a slave to pay off the debt for the rest of your life.
"How much do you owe?"
Soon, Yan Bugui reacted, took a step forward, grabbed Yan Jiecheng's clothes, and shouted.
"2168.5!"
Upon hearing this, Yan Jiecheng gave a set of numbers without even thinking.
Obviously, this set of numbers has been circling in his mind for a long time, just waiting to be spoken out of his mouth at this moment.
When Yan Bugui heard so much money, his eyes widened, and then he breathed a sigh of relief.
Fortunately, it is not tens of thousands. If it were tens of thousands, he would really have no way to make this money.
Then, he straightened his expression and asked seriously, "Xie Cheng, do you want to pay back the money?"
"Yes I do!"
Yan Jiecheng was slightly stunned when he heard this, then nodded quickly and said, "I've been dreaming about paying the money back these past few days."
"That!"
Yan Bugui's eyes narrowed, and then he said in a deep voice: "I can help you pay back the money first, just think of it as you borrowing from me, and the interest rate will be 8 points per year, which is much less than what you have now."
"what?"
Yan Jiecheng's eyes widened, and then he asked excitedly, "Dad, I'm already in such a miserable state, and you're still thinking about making money from my interest?"
"Look what you said!"
Yan Bugui's face darkened, and then he said righteously: "You can borrow other people's high interest. I am only charging you 8 points of interest now. Where can you find such a good thing?"
"I"
Yan Jiecheng looked at Yan Bugui and opened his mouth as if he wanted to say something, but when he thought of Yan Bugui's previous style, he didn't say anything.
Because he knew that if he wanted Yan Bugui to take out the money without paying interest, there would be no way.
At worst, after he gets the money, he will go fight with others, and then return the money to Yan Bugui after he makes a profit.
Thinking of this, he was excited, and then nodded quickly and agreed: "Okay, then give me the money now."
"what are you thinking?"
Upon hearing this, Yan Bugui immediately rolled his eyes and said, "It's almost midnight now, where can I get money for you?
So, you first write me an IOU, write down the amount of money and interest, and then specify how much you can pay me back in a month.
Tomorrow morning, I will go to the bank and get the money back for you."
After saying that, he stared at Yan Jiecheng with a little excitement, as if he was looking at a pile of banknotes.
Although he could get a certain amount of interest by depositing the money in the bank, the interest rate for a fixed deposit of one year was only 4.8 points, which was nowhere near the 8 points he lent to Yan Jiecheng!
What's more, if you deposit money in the bank, you have to keep it for a full year before you can withdraw it, but if you lend it to Yan Jiecheng, you can get back some of the principal and interest every month. The difference between the inflow and outflow is huge.
Thinking that he would be able to receive more than ten or twenty yuan in interest every month, he couldn't help feeling excited, and his face, which was originally flushed, became even more rosy.
"Row!"
When Yan Jiecheng heard what Yan Bugui said, he turned his head to look at the dark sky outside the house. He could only suppress his desire to make a comeback immediately. He nodded and agreed, "Then I'll write it to you right away."
After saying that, he was about to get up and find paper and pen to write a promissory note to Yan Bugui, but was suddenly stopped by Yu Li.
"Yan Jiecheng, I don't care if you want to borrow money from your father to pay off your debts, but you have to write me a divorce agreement first."
"no!"
Yan Jiecheng was slightly stunned, then said angrily: "Yu Li, what do you mean by this? Are you afraid that I will drag you down?"
"Yes!"
Upon hearing this, Yu Li nodded and said, "Don't you think about how much money you can earn in a month? Just the interest every month is more than 10 or 20 yuan, plus the principal of more than 2,000 yuan, how long will it take you to pay it back?"
"This"
Yan Jiecheng pursed his lips, then said with a guilty conscience: "Isn't there still a salary for you?"
"joke!"
Yu Li glared, and then said in a somewhat unpleasant tone: "If I give you my salary, what will I eat and use in the future? Am I going to starve to death?"
Yan Jiecheng: "."
Faced with Li's questioning, Yan Jiecheng was speechless for a moment.
Even though his and Yu Li's combined monthly salary is only around 70 or 80 yuan, it would still be around 800 or 900 yuan a year.
However, the prerequisite is that they can save so much money only if they don’t eat or drink, and don’t spend or use anything.
If they deduct their monthly living expenses and various social interactions, they can only save one or two hundred yuan at most.
Moreover, if you accidentally get sick, you may not be able to save that little money in the end!
Under such circumstances, how long will it take to pay off such a large amount of money and interest?
Not to mention that the money he borrowed from others before was at a usurious interest rate of more than 30 percentage points a year.
It is precisely because of this that he has been looking for someone to borrow some money to make up for his losses. Even now that he has received funding from Yan Bugui, he is thinking about finding someone to fight for his money after getting it, instead of working honestly to earn money to pay off his debts.
As for whether he would lose all his money again, he didn't think about it, nor did he dare to think about it.
If that was the case, then he really didn't know what to do?
"Hey!"
Yu Li saw Yan Jiecheng remained silent, frowned, and then shouted in a deep voice: "What do you mean by this? Say something whether you want to write it or not?"
"Well." At this time, the third aunt was still reluctant to let go of such a beautiful and capable daughter-in-law like Yu Li, and hurriedly stepped forward to hold Yu Li's arm, and then persuaded her earnestly: "Yu Li! You see, Jie Cheng was also confused for a moment, and now your father has agreed to take out money to help him pay off his debts, so don't divorce him, okay?
If this gets out, you won't look good!
Besides, we are a family after all. You can just pay me back the money slowly in the future. I will never let you go hungry.
Besides, if you divorce Xie Cheng, it will be difficult for you to get married again in the future. Don’t you understand this principle?"
"Then I won't marry!"
Upon hearing this, Yu Li glanced at the three aunts, then spoke with a stern face.
In fact, she was still worrying about how to deal with her relationship with Li Guoqiang, but now Yan Jiecheng was doing evil again. He went to play cards with others and gambled for money, and owed them a lot of debts.
In this case, she might as well just divorce Yan Jiecheng.
Anyway, based on her understanding of Li Guoqiang, she knew that Li Guoqiang would not sit idly by and watch her in trouble without helping her. With Li Guoqiang's support, even if she couldn't get married again, she didn't have to worry about not being able to make a living.
The only thing that worried her was that he and Yan Jiecheng had two children, who had been staying at her parents' house.
If they get divorced, the child will suffer.
Moreover, after the divorce, all the time she had spent waiting for a unit apartment in the factory for so many years was wasted.
Thinking of this, she couldn't help but feel a little hesitant.
After all, she also knew that it was impossible for her to marry Li Guoqiang, so she could only follow Li Guoqiang secretly and get a stutter.
If she divorced Yan Jiecheng and moved out of the courtyard, it would not be so easy for her to dig a well with Li Guoqiang in the future.
"Jie Cheng, why are you still standing there? Hurry up and admit your mistake to Yu Li!"
When the third aunt saw Yu Li being so tough, she panicked and hurriedly pulled Yan Jiecheng to her side, urging her.
Hearing this, Yan Jiecheng came back to his senses, hesitated for a moment, and finally lowered his head and walked forward, saying softly: "Wife, I really know I was wrong, please forgive me this time!
I promise, no matter what happens in the future, I will listen to you."
"Really?"
Yu Li raised her eyebrows, then stared at Yan Jiecheng with some suspicion and asked, "What if you play cards for money again in the future?"
After hearing this, Yan Jiecheng's heart suddenly tightened, and then he quickly waved his hands and said, "I dare not, I will never dare to do it again."
After saying this, he glanced at Yan Bugui calmly, fearing that Yan Bugui would not lend him the money to make up for his losses because of what he said.
Little did he know that even if he hadn't said this, Yan Bugui would not let Yan Jiecheng take the money to make a comeback so easily. As early as when he thought of lending the money to Yan Jiecheng to repay the debt, he had already figured it out that he would repay the money together with Yan Jiecheng when the time came.
Moreover, in order to allow Yan Jiecheng to return the principal and interest to him on time, he also planned to ask Yan Jiecheng to take out the house deed and let him keep it until Yan Jiecheng paid off the money, and then he would return the house deed to Yan Jiecheng.
In this way, if Yan Jiecheng doesn't pay back the money, he can kick Yan Jiecheng out.
Although this method is not very safe, no matter what, he and Yan Jiecheng are father and son, and they have to think about the father-son relationship. They can't publicize this matter and let outsiders laugh at them!
"Fine!"
Yu Li saw the pleading look in Yan Jiecheng's eyes, and thinking of the love they had shared over the years, she finally nodded with some tenderness and said, "It's okay if you don't want to get a divorce. From now on, I will have the final say on all family matters. If I tell you to go east, you can't go west. If I tell you to chase a dog, you can't catch a chicken.
Also, if I find out that you go play cards with others for money again, I will divorce you immediately."
"to make!"
Upon hearing this, Yan Jiecheng was slightly delighted, then nodded quickly and agreed, "I'll do as you say!"
In his opinion, if he could get the money to make back his investment, then it wouldn't matter even if Yu Li knew about it.
And if he cannot get the money to make up for his losses and instead loses, then it won’t matter whether Yu Li divorces him or not, because he owes so much money and probably won’t be able to survive anymore.
At this time, Yu Li had no idea what Yan Jiecheng was planning. Seeing how sincere Yan Jiecheng was, her anger subsided a little. Then she walked to the edge of the bed, swinging her arms, and sat down, trying to put the matter behind her for the time being.
Seeing this, Yan Jiecheng did not care about Yu Li, but hurriedly went to find paper and pen and wrote a promissory note to Yan Bugui.
Soon, Yan Bugui took the IOU back to his room with a satisfied look on his face, then he took out an abacus and calculated the amount that Yan Jiecheng needed to pay back, so as to avoid him withdrawing more money the next day and wasting bank interest.
From this point of view, we have to say that he has calculation engraved in his bones. He doesn't even want to let go of the bank's current interest of a few cents a day. It really makes people admire him.
On the other hand, after Yan Bugui and the third aunt left, Yan Jiecheng saw that Yu Li was still sulking, so he wanted to be attentive to Yu Li and serve her well.
However, before he could get closer, Yu Li glared at him and asked in a cold voice, "What do you want to do?"
"that."
Yan Jiecheng was slightly stunned, then hurriedly smiled and explained: "Wife, you see, we haven't been together for a long time, I just want to make you happy!"
"Happy ass!"
Upon hearing this, Yu Li rolled her eyes and said with some disdain, "As for your three-inch penis, you'd better not show it off to embarrass yourself."
After saying this, she was worried that Yan Jiecheng might force her, so she quickly turned over and lay down, pulled the quilt over herself, and made her attitude clear with practical actions.
In fact, not to mention that she had just done some maintenance work and was already full of meat, even if she hadn't done that, with all the good things Yan Jiecheng had done, she wouldn't have been in the mood to play with Yan Jiecheng.
When Yan Jiecheng saw Yu Li's attitude, he couldn't help feeling a little embarrassed for a moment.
Although he admitted that he was a little lacking in firepower, he could still make the most of it anyway.
However, because he was in the wrong to begin with, he didn't dare to argue with Yu Li at this moment. He could only lie down obediently.
Just when he was fantasizing in his mind that he would be able to take the money to the underground casino and make a killing tomorrow, Luo Huijuan was also at home. She told Li Guoqiang about Yao Meilan's changes, which made Li Guoqiang feel a little surprised.
"Did our mother really tell you this? Does she really not care about Xiaofu anymore?"
"Ok!"
Luo Huijuan nodded, and then said seriously: "She told me so. The details will depend on how she performs in the future."
After all, Yao Meilan has a criminal record, so she can't help but worry.
"Then let's take a look first!"
Hearing this, Li Guoqiang raised his eyebrows, then laughed and spoke.
As he spoke, he suddenly thought of something and hurriedly continued, "By the way, I heard from Uncle Three that the deaf old lady seems to be a little unwell these days. I wonder if it will interfere with Xiao Fu's wedding?"
(End of this chapter)