Chapter 424: Space Brought by the Change of World Line
As the saying goes, if things go well too often, things will eventually go badly, and if things go badly for a long time, things will eventually go good.

Common saying said by Li Yan.

In fact, he is already a person with a strong sense of crisis. He has been repeating "there is gain in loss and loss in gain" every day since his previous life, and he believes in the balance between gains and losses.

It is important not to lose confidence after being frustrated for a long time, and not to become complacent after being successful for too long. Be very steady.

It is indeed a good philosophy of life. Over time, it can help you develop a mentality that allows you to remain calm in the face of praise or criticism.

Of course, he must not have practiced enough in his previous life, otherwise how could he have the chance to be reborn.

The results of the last two negotiations were good, which made Li Yan feel inexplicably pressured about today's meeting.

Especially at noon that day, when Wang Ziru came back to buy him lunch as usual, she tripped over the carpet and lost her balance, dropping the food.

Fortunately, Wang Zi was not injured. She apologized and quickly cleaned the room. She was also about to call the Ministry of Internal Affairs to buy food, but Li Yan stopped her and said that she could go downstairs to eat.

In the end, I ordered fried rice and fish ball and seaweed soup. Not only did the fried rice not come for a long time, but the soup was fish fillet and vegetable soup...

endured.

But it's a somewhat bad omen.

Until before going out in the afternoon, Li Yan was still making fun of himself, saying that superstition in metaphysics was not advisable.

In fact, it was nothing more than magnifying some things that were usually laughed off. Wang Zi tripped mainly because he moved the chair this morning, causing the carpet to be pulled and slightly lifted.

He went downstairs and chose a small restaurant that he rarely went to but had a lot of good reviews. The service in these small restaurants was often poor and prone to all kinds of strange problems.

Everything has a scientific explanation.

The provincial government compound... everyone knows what it looks like, so I won’t write about it.

The agreed time was 2:30 p.m., and Li Yan chose to arrive at 2:15 p.m. However, when she entered the venue and waited, only Zhang, the senior official, was left.

It's a good sign that you take it seriously.

At first glance, Li Yan suddenly felt a little face-blind.

There are deputy mayors, two department heads and four bank presidents. Except for one who is so fat that his belly is protruding, all the others have exactly the same style.

They all dressed in the same way, were of the same height, weight and body shape, and even wore the same style of gold-rimmed glasses.

Especially Gao Ting and the four bank presidents, who sat in a row, all wearing black suits, and had exactly the same expressions when they talked and laughed. They looked very confident, capable, and talkative.

This gave Li Yan a bad feeling.

Normally a top leader would not have such a temperament, he would be much more calm, and even when chatting, he would just be in a casual conversation to make friends.

As expected, everyone greeted Li Yan enthusiastically and completed a round of self-introductions under the moderation of Ren Jiangfeng.

All are deputies.

Director Gao is the deputy director, which is what Li Yan expected. Ren Jiangfeng and Zuo Yuming, who work with him, are also his deputies.

As long as the content under his charge is correct, Li Yan doesn't care who is the principal or the deputy. Most of the time, the deputy knows the situation better.

But the person who came from the bank was also the vice president, so it might be a bit of a headache.

From what Li Yan understood, this meeting today might not get a formal response, and it would most likely end with something like "we'll go back and ask the president for instructions."

Senior official Zhang arrived on time. Compared with the others, he looked shorter and fatter, with a fierce look, and seemed to be a strong leader.

He is also a deputy, but after all, due to his rank, he looks much more stable than the deputy governors.

Li Yan was still wearing a light-colored haute couture suit today, with his hair combed back, a watch and brown leather shoes, making him look very distinctive and out of place.

His purpose is to be out of tune with others and to create a strong sense of differentiation.

He wanted to slightly break some of the impressions of Linjiang leaders about him - the impression that he would be tied to Linjiang.

The conference room is not too big, so it is convenient for everyone to communicate.

"Everyone knows each other, right?" Senior Official Zhang spoke with great vigor, sounding very loud in the small conference room. "Li Yan, this is the first time we meet. How is the progress of Jiaolong mobile phone now?"

"Senior Official Zhang, we have steadily advanced the development of software and hardware. It can be said that there will be no problem in making a mobile phone based on our self-developed system. Everything we are doing now is to make it even better and directly become a world-leading product."

"Very good. Heroes have always emerged from youth. We in Linjiang should also provide support where we should. Let's have a simple meeting today. Jiang Feng and Yu Ming have talked about it before. Let's see if you have any professional opinions on the mobile payment proposed by Li Yan?" said senior official Zhang.

Aren’t leaders so fond of using the phrase “Heroes have always emerged from youth”?
"Director Gao, why don't you speak first?" said the deputy president of the Linjiang Branch of the Construction Bank.

"Okay," Gao Ting crossed his hands on the table and looked around at everyone. "Like Senior Officer Zhang said, we will definitely support Li Yan and future technology. In fact, everyone is doing online banking, but moving it to a mobile phone will definitely involve some information security issues and management authority issues. These involve technical aspects, so please give us some suggestions from the bank."

Several bank presidents looked at each other and decided to let Huang, the most senior and most wealthy vice president of Hua Xia Bank, speak.

"Mr. Gao is right. To put it bluntly, the main issues are: how to ensure information security, who is responsible for software management, and let me be frank. If the mobile phone system is hacked and various key information is leaked, no one can bear the responsibility. At that time, it will not be a question of who will be responsible."

While talking, Old Huang would tap the table with his fingers from time to time.

"Security is of course the most critical issue," Li Yan was well prepared for this. "All major banks have experience in developing online banks, and they should have some experience in information security. When developing software, I can cooperate with your technical departments, and I will also make a security system based on the Hetu system. You are welcome to find information security technology companies to conduct attack tests. If it is breached more than three times, I will quit directly."

Old Huang smiled and nodded, then looked towards Gaoting. Their technical department... didn't have the ability to develop things on their own, so they had to find a partner company.

Information security is indeed very important, but it is not to the point of throwing the baby out with the bathwater. The difficulty is not as exaggerated as the leaders say, as if the whole world is full of top hackers.

Therefore, information security must be an excuse, and Li Yan is not going to give them the opportunity to cover up.

As for the security issues of the software itself, let's develop it together. You have all done online banking before, so you can't say that you have no technical ability at all, right?

As for the system problem, it's very simple. If you doubt the security of the Hetu system, then you can attack it at will. If you succeed, I will have nothing to say. If you fail, you will have nothing to say.

Moreover, the current leading mobile payment platform “Fuqianbao” is there, and you can all cooperate with it.

It’s not appropriate to insist on talking about safety issues.

Obviously, Li Yan's words made the senior officials and the bank presidents feel awkward. They exchanged glances but no one spoke. Senior official Zhang was not in a hurry, but just looked at the documents in his hand.

interesting……

Li Yan didn't say anything. The awkward silence now was not a bad thing for him.

Senior Official Zhang and Director Gao just came up and emphasized the need for support. Li said what he needed to say and also provided solutions to address everyone's concerns.

If you don't have any positive feedback, then you are simply slapping yourself in the face.

After all, Ren Jiangfeng is the leader of New Taipei City, and the situation of the meeting was not clear enough, so he naturally did not speak.

Zuo Yuming is different. He is also from the province and is an old friend of Director Gao. Senior official Zhang is also in charge of him, so he is also responsible for this slap in the face.

So he broke the silence, "Li Yan, I'm curious, after the software is developed and operated on Jiaolong Mobile Phone, the management authority should belong to the bank itself, right?"

Li Yan answered immediately, "Software permissions can be set. Bank software belongs to the major banks themselves. We can provide technical support for maintenance and upgrades. As for the specific payment methods for food delivery, online car-hailing and other orders, we can continue to discuss it."

Old Huang's eyes lit up. "According to what you said, the bank's own software should be fine. What you just mentioned, order payment, does it mean that when other software is opened, it can directly wake up our bank's software for electronic payment?"

Li Yan was about to say something when some special memories suddenly triggered in his mind.

That was a scene of him using a mobile phone. The design was not as high-tech as the Jiaolong mobile phone he was going to make, but...

"Scan the code offline and pay online..." Li Yan was a little surprised that she said it directly in a trance.

This sentence caused an uproar. Not only did Old Huang widen his eyes, but all the participants were shocked.

"This, Li Yan, isn't the risk too great? What is a code?" Ren Jiangfeng hurried to stabilize the situation. Li Yan had never told him about such a thing.

"Ahem," Li Yan came back to his senses, "It's just an idea, purely from the perspective of convenience. You don't need to consider it for now. Please rest assured that the data is safe."

"So I just want to confirm something with Li Yan," Old Huang said in a loud voice, "Are you going to let all payments go through our bank's software, or are you going to make your own payment software, like Alipay?"

"Li Yan," Senior Official Zhang spoke, "Do you know Fuqianbao?"

"I know." Li Yan nodded.

Of course he knew that mobile payment was nothing new. After all, online shopping had existed for many years and there would always be a need for some online payment methods. Alipay was the payment platform of Taohuo.com, the largest online shopping site.

Moreover, in 08, before Li Yan mentioned that he wanted to make mobile phones, Alipay had already released its mobile e-commerce strategy and was preparing to launch wireless payment services.

In early 09, they also established an independent and professional wireless payment team and developed a mobile payment client that supported several popular systems at the time.

However, the world line began to diverge when Li Yan announced that he would develop his own system.

The Alipay team invested a lot of energy in developing software adapted to different systems, but with the rise of the Robert system, they realized that there was no dominant mobile phone system yet, and the newly-built client might soon be abandoned.

Then they waited for Li Yan to announce the development of his own system, and saw that Li Yan received a lot of support.

This caused some confusion within the Fuqianbao team. While they were hesitating, the time they took to exit the Robert system client was already two months slower than the timeline of Li Yan's previous life.

When Li Yan announced the successful development of the kernel, they were also conflicted about whether to take the initiative to take a piece of the Jiaolong mobile phone pie.

The market is now flooded with numerous copycat phones with all kinds of messy systems - especially Robert variants, which greatly reduce the stability of their clients.

Alipay still mainly relies on online payment on Taohuo.com, which is still a long way from the "Gathering Life" strategy they proposed at the end of 10.

It was at this time that they learned that Li Yan was planning to create a super life circle.

Fu Qianbao, who was ready to extend an olive branch to Li Yan, retracted his hand.

They definitely don’t want Aliqianbao to be used only for “payment” in the end; they want to integrate life resources and create a large-scale life circle client of their own.

Then they would be a clear rival to Li Yan. If they reached cooperation with Li Yan, they would probably help Li Yan promote his social circle and even mobile phone. At that time, it would be obvious whether it would be easier for Li Yan to develop a payment software to replace Alipay, or for Alipay to develop all other things to replace Super Life Circle.

I don’t know if it’s the butterfly effect of Li Yan’s rebirth, but the current development of Aliqianbao is much slower than in his previous life. Except for the fact that it is the only dominant player in the online shopping field - mainly because Taohuo.com is the only dominant player, the number of other users and the growth trend are not encouraging.

Li Yan had an idea that perhaps everyone's expectations of him were much higher than he imagined. After all, the influence of the "domestic self-developed system" was there. For the Chinese nation, patriotic sentiment really had a power beyond imagination.

As a result, the public's expectations for other things have been lowered, and there is a feeling of "I'll wait and see what Li Yan can do", just like when some people used their crappy mobile phones for a year just to wait for the Chuangzu W8.

Of course, this idea was too idealistic, and Li Yan just thought about it for a moment.

Everything is based on sales.

At that time, Aliqianbao had not yet launched quick payment. Except for Taohuo.com, other cooperation was basically just one of the payment methods. There were many third-party payment platforms on the Internet, which were in a state of disorder and chaos like the mobile phone system.

Even the country has not yet defined these platforms, and the trust between users and platforms is in a fragile balance.

Li Yan knew all these, so he made a very bold judgment that the shopping platform is not invincible, and Alipay also gave him the opportunity to overtake others.

"So," Senior Official Zhang said, "are you going to cooperate with Alipay?"

"No." Li Yan said, "I plan to build a simple payment platform myself."

This answer was expected. If Li Yan was prepared to cooperate, today's meeting would not have been held.

Therefore, everyone tacitly agreed not to mention the payment method at the beginning. However, the four major banks have cooperated with them, although not in depth.

"Alipay relies on Taohuo.com and has been developed for so many years with so many users. Now you are making one on your own and not cooperating with them. What are the prospects?" asked Gao Ting.

"Everything is still in disorder now, and anyone can easily overthrow another. JD Mall, which is fighting against Taohuo, has expressed its intention to give up cooperation with Alipay. The chaotic situation is changing rapidly. As long as it is convenient and worry-free to use, the public can vote with their feet in a moment to create a myth or destroy a myth." Li Yan said.

"Then I won't talk to you about the user base issue for now. Alipay's technological accumulation is there, and the release date you promised is not long away. Can you still make a new one?" Gao Ting continued to ask.

Li Yan smiled, "Technology accumulation... Dear leaders, self-developed systems took many years of accumulation and manpower investment to come up in foreign countries. Before me, in China, apart from Win grafted by Chuangzu, was there any other? Their team of dozens of people was able to build a payment platform from scratch, which is not difficult for me at all."

The words sounded arrogant, but when Li Yan looked into his conscience, he realized that what he said were all dry logic and hard reality.

This is a self-developed work by Shabo from Beijing. I will definitely cue it if I get the chance.

(End of this chapter)